Terms Of Service

TERMS AND CONDITIONS

Effective Date: June 2025

Acceptance of Terms

By accessing or using ItsMedicareBenefit.com ("Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms, please do not use this Website or its services.

Our Services

ItsMedicareBenefit.com provides information regarding Medicare-related insurance products and services and connects consumers with licensed insurance agents, agencies, insurance carriers, and related service providers.

Services may include:

• Medicare Advantage plan information
• Medicare Supplement plan information
• Medicare Part D prescription drug plan information
• Medicare plan comparisons
• Medicare enrollment assistance
• Educational resources regarding Medicare coverage options
• Connections with licensed insurance professionals

No Insurance Coverage Offered Directly

ItsMedicareBenefit.com is not an insurance company and does not issue insurance policies. Insurance products are offered through licensed insurance agents, agencies, and insurance carriers. Availability of plans and benefits may vary by state, county, and eligibility requirements.

Communications Consent

By clicking "Submit," I expressly authorize Bright Care Family Medicine to contact me by telephone (including calls using an automatic telephone dialing system or prerecorded/artificial voice where permitted by law), text message, and email regarding telehealth services, appointment scheduling, eligibility for healthcare services, treatment options, Durable Medical Equipment (DME), Remote Therapeutic Monitoring (RTM), Remote Patient Monitoring (RPM), and other healthcare-related communications.

I understand that this authorization applies if I am a resident of the State of Florida and that my consent is voluntary. I understand that my consent is not required as a condition of purchasing any insurance product or receiving medical care. Message and data rates may apply. I may revoke my consent at any time by following the opt-out instructions provided in communications or by contacting Bright Care Family Medicine directly.

Electronic Communications

users consent to receive electronic communications related to the website,

notices may be provided electronically,

submitting information authorizes processing consistent with the Privacy Policy

No Government Affiliation

This website is privately owned and operated and is not affiliated with or endorsed by the U.S. Government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).

Florida Residents

Bright Care Family Medicine provides services only to eligible Florida residents. Users outside Florida will not receive medical outreach from Bright Care Family Medicine based solely on submitting this form.

User Responsibilities

By using this Website, you agree to:

• Provide accurate, complete, and truthful information.
• Use the Website only for lawful purposes.
• Not misuse, interfere with, or disrupt Website operations.
• Not attempt unauthorized access to Website systems or data.
• Comply with all applicable federal, state, and local laws.

Free Service Disclosure

The services provided through ItsMedicareBenefit.com are offered at no direct cost to consumers.

We may receive compensation from insurance carriers, agencies, licensed agents, marketing partners, or service providers when consumers request information, are connected with a licensed agent, or enroll in a plan. Such compensation does not increase the cost of insurance coverage purchased by consumers.

Licensed Agent Network

We work with licensed insurance agents and agencies authorized to market and sell Medicare-related insurance products in applicable jurisdictions.

Not all plans, benefits, or carriers may be available in every area. Licensed agents may provide information regarding available options based on eligibility and location.

No Medical Advice

The information provided through this Website is for educational and informational purposes only.

Neither ItsMedicareBenefit.com, Prime Agency, nor any affiliated party provides medical advice, diagnoses medical conditions, prescribes treatment, or recommends specific medical care.

Consumers should consult qualified healthcare professionals regarding medical decisions, diagnoses, and treatment options.

Privacy

Your use of this Website is also governed by our Privacy Policy, which describes how information is collected, used, stored, and shared.

Intellectual Property

All Website content, including text, graphics, logos, designs, software, and other materials, is the property of ItsMedicareBenefit.com or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used without prior written authorization.

Disclaimer of Warranties

The Website and all services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

We make no guarantee regarding:

• The accuracy or completeness of information.
• Availability of specific insurance plans.
• Continuous Website availability.
• Results obtained from use of the Website.

Limitation of Liability

To the fullest extent permitted by law, ItsMedicareBenefit.com, Prime Agency, affiliated companies, employees, agents, contractors, licensors, and partners shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising from the use of the Website or services.

Any liability shall be limited to the maximum extent permitted under applicable law.

Third-Party Services

The Website may contain links to third-party websites, services, or resources. We are not responsible for the content, policies, or practices of third-party providers.

Users access third-party services at their own risk.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes become effective immediately upon posting to the Website.

Continued use of the Website following any modifications constitutes acceptance of the updated Terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the applicable laws of the state in which the Website operator conducts business, without regard to conflict of law principles.

Contact Information

ItsMedicareBenefit.com

Email: [email protected]

Hours: Monday–Friday, 8:00 AM – 8:00 PM EST

For questions regarding these Terms and Conditions, please contact us using the information above.